Cash games vs tournaments: different bankroll strategies

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Tournament variance is brutal compared to cash games.

Do you keep separate bankrolls or just adjust buy-in rules? Curious how people approach this.
 
I haven’t really played tournaments, but based on my observation I can say bankroll strategy in tournament needs to be more conservative because of higher variance.
I play cash games, and generally speaking I’stick to around 20–40 buy-ins since results are more consistent and I can reload anytime.
 
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