At What Point Does Bankroll Management Become Too Nit-Ty?

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Debashis

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Joined
Feb 13, 2026
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We all preach solid bankroll rules, but is there a point where being overly cautious actually slows growth? Have you ever taken a calculated shot that paid off big or blown up a roll by being too aggressive? I’d love to hear how you all personally draw that line.
 
My brother, some people are overprotecting $200 bankroll like it's a school certificate. Could you believe that I saw someone refuse a level up a game because it was “5% over his limit.” Discipline is good, yes flexibility is good sometimes.
 
My brother, some people are overprotecting $200 bankroll like it's a school certificate. Could you believe that I saw someone refuse a level up a game because it was “5% over his limit.” Discipline is good, yes flexibility is good sometimes.

I'm guilty of being over protective of my bankroll. It's my lifeline, and if I go bust I don't want to be forced to reload. I give myself a minimum of 25+ buy-ins before moving up stakes. I also only play tournaments. I'd be even more cautious grinding cash games, because of the swings.

It's hard, very hard to remain discipline, and follow through with bankroll management. I think managing your money is way more important than poker talent itself.
 

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